What is the cost of Keyman Insurance?

The cost of Keyman Insurance will depend upon the age of the life assured, state of health, lifestyle and family medical history. This is calculated together with term of the policy and the level of cover to be assured.

What Is Equity Release?

Who is eligible to take out an Equity Release Mortgage?

UK residential homeowners over the age of 55

What is "drawdown"?

Drawdown is an option to allow borrowers access to pre-arranged funds. You may not need all the money initially, so you can set up a facility to draw on additional funds, as and when you need, without having to make a new application.

Do I have to make monthly repayments?

One of the main attractions of Equity Release Mortgages is that lenders will allow the interest payments to "roll up".

This means that you do not need to make monthly repayments to the lender

Please contact us with your Equity Release enquiry

Simply enter your details below for us to help you.

By submitting information through this website, you have given your agreement to receive verbal contact from us to discuss your Equity Release requirements. You voluntarily choose to provide personal details to us via this website.

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this data, I am consenting to the use of my data in line with our Privacy Policy

What is 3 + 5 =

This is a lifetime mortgage. To understand the features and risks to you, please ask for a personalised illustration.

Check that this mortgage will meet your needs if you want to move or sell your home, or if you want your family to inherit it. If you are in any doubt, seek independent advice

An equity release plan will reduce the value of your estate. It will not be suitable for everyone and may affect your entitlement to state benefits.

Do you wish to talk about Equity Release?

Do you have an Equity Release question?

Do you wish to find out more information?

Equity Release refers to a range of products that allows people over the age of 55 to access equity tied up in their home.

AMOUNT BORROWED - this is determined by your age and the value of your property
AGE OF APPLICANT - the older the applicant, the more the lender is able to lend
INTEREST RATE CHARGED BY THE LENDER - just like traditional mortgages, there are a variety of interest rates charged on Equity Release Mortgages
EARLY REPAYMENT CHARGES - Equity Release Mortgages have early repayment charges if the mortgaged is redeemed in the early years of the arrangement. There are exceptions to this, and we recommend that you discuss your personal circumstances with our Equity Release professional
FEES CHARGED FOR ARRANGING THE LOAN- such as lenders arrangement fees, solicitors fees and broker fees

Access to funds that are otherwise tied up in your home
Provides a lump sum and/or income
Funds can be used for a variety of purposes, such as home improvements, gifting to children or grandchildren, a new car or perhaps a holiday
Ability to "roll up interest", thus avoiding the need to make monthly repayments
No negative equity guarantee
Ability to fix the interest rate for the life of the mortgage

Please contact us to arrange an obligation-free introductory call on 01923 964160

What Is Equity Release?

Do you wish to talk about Equity Release?

Do you have an Equity Release question?

Do you wish to find out more information?

How old do you need to be to apply?

Is releasing equity a good idea?

How much money can I have?

What factors will impact on the cost of Equity Release?

The benefits of Equity Release

What you may wish to consider