For You | For Family | For Business

Client Portal

Common Private Medical Insurance questions.

Feel free to contact us, should you have a Private Medical Insurance query

Simply enter your details below for us to help you.

By submitting  information through this website, you have given your agreement to receive verbal contact from us to discuss your insurance requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

Ask our Support Team

What are the benefits of Private Health Insurance?

The benefits of PMI include shorter waiting times and access to private hospitals and consultants.

What does Private Medical Insurance cover?

PMI covers private inpatient and outpatient treatment in a range of selected hospitals. You can add such treatments as physiotherapy and osteopathy to the plan, sometimes at additional cost.

How much does Private Healthcare cost?

The cost of PMI will depend upon age, health, lifestyle and level of cover. 

Switching Private Medical Insurance

You should be aware that a replacement policy may exclude any medical conditions that you have claimed for from your previous provider. If you are leaving a corporate PMI scheme, it may be possible to continue cover on an individual basis. Check with your provider. 

Facts about private healthcare

Private Healthcare gives the policyholder access to private hospitals and consultants, enabling them to obtain speedier treatment in more comfortable surroundings than the NHS is able to offer. 

Private inpatient treatment

Private outpatient treatment

The option to add physiotherapy and osteopathy *

The option to add complimentary  medical treatments *

The Private Medical Insurance Process

Working with HB Partners



An informal introductory conversation

Our protection experts will work with you to  understand your risks, then take you through the options available to you. Such as how much cover do we need? How much will it cost?

We will look for the most appropriate insurance product to meet your requirements. 

Our Expert Recommendation



The right Private Medical Insurance for you

Our experts will calculate the amount of cover required, then compare the relevant providers that meet your needs.  We will then take you through the providers and options for you.

With your agreement, we will then proceed with an application. We will manage all paperwork and update you at every stage of the process, until completion.

Full Application

A PMI policy gives you speedy access to medical specialists in private hospitals. Benefits of this type of policy include

What is 3 + 5 =

Private Medical Insurance (PMI)

Covering the cost of private healthcare

Call us 01923 964160

If you would like to discuss a Private Medical Insurance policy, please call us on 01923 964160

Meet the Team

01923 964160


Many people, at any stage of their lives, will choose to take out PMI if they are concerned that the NHS will not provide them with timely and adequate care.


PMI cover allows the policyholder access to consultations and treatment more quickly than they would through the NHS. This in itself could facilitate a speedier recovery.


The cost per month of PMI will depend upon your age and health, along with the level of cover that you choose.


The simple answer is yes. The policyholder will have access to private hospital consultations, testing and treatment more quickly than they would through the NHS. 

Frequently Asked Questions

We are always ready to help. Please call

If you have a specific question, click the button below, and we will do our best to answer this for you.

* add-on treatments will be subject to individual policy terms and conditions

Why use us?

We don’t sell. We listen objectively and identify financial risks which allow us to put in place the best insurance policy available.

We have over 25 years' experience in the mortgage industry, offering a wealth of knowledge and the highest standards of professionalism. 

We have access to technical insurance portals to analyse the best providers and policies across the whole of the market.

We provide expert professional advice to homeowners and first time buyers on mortgages, remortgages and buy to lets.

Where necessary, we have direct access to senior underwriters in some of the biggest insurance providers in the UK.

We are qualified to advise you on your equity release requirements.

Get in touch

Home > Life Insurance > Private Medical Insurance

Mark Culham 

Adviser & Co-Founder

Steve Jascourt

Adviser & Co-Founder

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

“Arranging mortgages for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

What our clients say

"We strive to offer our clients the best possible service, so that they become clients for life.

Your feedback is valued, and by listening to you, our relationship becomes stronger"  

Please click here to see the full list of reviews

This site uses cookies to enhance your user experience. By continuing to use this site you are giving your consent for us to set cookies. Privacy Policy