Common Private Medical Insurance questions.

Common Private Medical Insurance questions.

Feel free to contact us, should you have a Private Medical Insurance query

Feel free to contact us, should you have a Private Medical Insurance query

Simply enter your details below for us to help you.

By submitting  information through this website, you have given your agreement to receive verbal contact from us to discuss your insurance requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Simply enter your details below for us to help you.

By submitting  information through this website, you have given your agreement to receive verbal contact from us to discuss your insurance requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

What are the benefits of Private Health Insurance?

What are the benefits of Private Health Insurance?

The benefits of PMI include shorter waiting times and access to private hospitals and consultants.

The benefits of PMI include shorter waiting times and access to private hospitals and consultants.

What does Private Medical Insurance cover?

What does Private Medical Insurance cover?

PMI covers private inpatient and outpatient treatment in a range of selected hospitals. You can add such treatments as physiotherapy and osteopathy to the plan, sometimes at additional cost.

PMI covers private inpatient and outpatient treatment in a range of selected hospitals. You can add such treatments as physiotherapy and osteopathy to the plan, sometimes at additional cost.

How much does Private Healthcare cost?

How much does Private Healthcare cost?

The cost of PMI will depend upon age, health, lifestyle and level of cover. 

The cost of PMI will depend upon age, health, lifestyle and level of cover. 

Switching Private Medical Insurance

Switching Private Medical Insurance

You should be aware that a replacement policy may exclude any medical conditions that you have claimed for from your previous provider. If you are leaving a corporate PMI scheme, it may be possible to continue cover on an individual basis. Check with your provider. 

You should be aware that a replacement policy may exclude any medical conditions that you have claimed for from your previous provider. If you are leaving a corporate PMI scheme, it may be possible to continue cover on an individual basis. Check with your provider. 

Facts about private healthcare

Facts about private healthcare

Private Healthcare gives the policyholder access to private hospitals and consultants, enabling them to obtain speedier treatment in more comfortable surroundings than the NHS is able to offer. 

Private Healthcare gives the policyholder access to private hospitals and consultants, enabling them to obtain speedier treatment in more comfortable surroundings than the NHS is able to offer. 

Private inpatient treatment

Private inpatient treatment

Private outpatient treatment

Private outpatient treatment

The option to add physiotherapy and osteopathy *

The option to add physiotherapy and osteopathy *

The option to add complimentary  medical treatments *

The option to add complimentary  medical treatments *

The Private Medical Insurance Process

The Private Medical Insurance Process

Working with HB Partners

Working with HB Partners

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An informal introductory conversation

An informal introductory conversation

Our protection experts will work with you to  understand your risks, then take you through the options available to you. Such as how much cover do we need? How much will it cost?

Our protection experts will work with you to  understand your risks, then take you through the options available to you. Such as how much cover do we need? How much will it cost?

We will look for the most appropriate insurance product to meet your requirements. 

We will look for the most appropriate insurance product to meet your requirements. 

Our Expert Recommendation

Our Expert Recommendation

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The right Private Medical Insurance for you

The right Private Medical Insurance for you

Our experts will calculate the amount of cover required, then compare the relevant providers that meet your needs.  We will then take you through the providers and options for you.

Our experts will calculate the amount of cover required, then compare the relevant providers that meet your needs.  We will then take you through the providers and options for you.

With your agreement, we will then proceed with an application. We will manage all paperwork and update you at every stage of the process, until completion.

With your agreement, we will then proceed with an application. We will manage all paperwork and update you at every stage of the process, until completion.

Full Application

Full Application

A PMI policy gives you speedy access to medical specialists in private hospitals. Benefits of this type of policy include

A PMI policy gives you speedy access to medical specialists in private hospitals. Benefits of this type of policy include

What is 3 + 5 =

What is 3 + 5 =

Meet the Team

Meet the Team

WHY DO I NEED PRIVATE MEDICAL INSURANCE?

WHY DO I NEED PRIVATE MEDICAL INSURANCE?

Many people, at any stage of their lives, will choose to take out PMI if they are concerned that the NHS will not provide them with timely and adequate care.

Many people, at any stage of their lives, will choose to take out PMI if they are concerned that the NHS will not provide them with timely and adequate care.

WHAT IS THE BENEFIT OF PMI OVER THE NHS?

WHAT IS THE BENEFIT OF PMI OVER THE NHS?

PMI cover allows the policyholder access to consultations and treatment more quickly than they would through the NHS. This in itself could facilitate a speedier recovery.

PMI cover allows the policyholder access to consultations and treatment more quickly than they would through the NHS. This in itself could facilitate a speedier recovery.

WHAT IS THE AVERAGE COST OF PMI PER MONTH?

WHAT IS THE AVERAGE COST OF PMI PER MONTH?

The cost per month of PMI will depend upon your age and health, along with the level of cover that you choose.

The cost per month of PMI will depend upon your age and health, along with the level of cover that you choose.

IS IT WORTH GETTING PRIVATE HEALTH INSURANCE?

IS IT WORTH GETTING PRIVATE HEALTH INSURANCE?

The simple answer is yes. The policyholder will have access to private hospital consultations, testing and treatment more quickly than they would through the NHS. 

The simple answer is yes. The policyholder will have access to private hospital consultations, testing and treatment more quickly than they would through the NHS. 

We work with the UK's leading insurance providers, helping you to protect yourself, your loved ones, and your business.

We work with the UK's leading insurance providers, helping you to protect yourself, your loved ones, and your business.

Frequently Asked Questions

Frequently Asked Questions

If you have a specific question, click the button below, and we will do our best to answer this for you.

If you have a specific question, click the button below, and we will do our best to answer this for you.

* add-on treatments will be subject to individual policy terms and conditions

* add-on treatments will be subject to individual policy terms and conditions

Why use us?

Why use us?

We don’t sell. We listen objectively and identify financial risks which allow us to put in place the best insurance policy available.

We don’t sell. We listen objectively and identify financial risks which allow us to put in place the best insurance policy available.

We have over 25 years' experience in the mortgage industry, offering a wealth of knowledge and the highest standards of professionalism. 

We have over 25 years' experience in the mortgage industry, offering a wealth of knowledge and the highest standards of professionalism. 

We have access to technical insurance portals to analyse the best providers and policies across the whole of the market.

We have access to technical insurance portals to analyse the best providers and policies across the whole of the market.

We provide expert professional advice to homeowners and first time buyers on mortgages, remortgages and buy to lets.

We provide expert professional advice to homeowners and first time buyers on mortgages, remortgages and buy to lets.

Where necessary, we have direct access to senior underwriters in some of the biggest insurance providers in the UK.

Where necessary, we have direct access to senior underwriters in some of the biggest insurance providers in the UK.

We are qualified to advise you on your equity release requirements.

We are qualified to advise you on your equity release requirements.

Home > Life Insurance > Private Medical Insurance

Home > Life Insurance > Private Medical Insurance

Mark Culham 

Adviser & Co-Founder

Mark Culham 

Adviser & Co-Founder

Steve Jascourt

Adviser & Co-Founder

Steve Jascourt

Adviser & Co-Founder

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

“Arranging mortgages for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

“Arranging mortgages for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

What our clients say

What our clients say

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