Why use us?

We provide expert and professional advice to individuals on UK mortgages, re-mortgages, Buy to Let,  Equity Release, Second Charge, Commercial Mortgages, Development Finance, Bridging Loans, Protection and General Insurance. We will carefully consider your situation, needs and priorities before making appropriate recommendations.

Why use us?

We provide expert and professional advice to individuals on UK mortgages, re-mortgages, Buy to Let,  Equity Release, Second Charge, Commercial Mortgages, Development Finance, Bridging Loans, Protection and General Insurance. We will carefully consider your situation, needs and priorities before making appropriate recommendations.

Experienced Advisers

As advisers we can help you arrange appropriate mortgage and insurance contracts to suit your requirements. We have years of experience in finding the most suitable solutions for our clients’ needs. We are specially trained to deal with all types of complex borrowing needs.

Experienced Advisers

As advisers we can help you arrange appropriate mortgage and insurance contracts to suit your requirements. We have years of experience in finding the most suitable solutions for our clients’ needs. We are specially trained to deal with all types of complex borrowing needs.

Here to help you

We aim to make your transaction as affordable and pain-free as possible. We will offer you advice and assistance from the first point of contact to the day you complete on your mortgage.

Here to help you

We aim to make your transaction as affordable and pain-free as possible. We will offer you advice and assistance from the first point of contact to the day you complete on your mortgage.

For your future

And our commitment to you does not end there. We strive to offer our clients the best possible service so that they become “clients for life”. We offer ongoing reviews and, of course, you are most welcome to contact us even when a review is not scheduled.

For your future

And our commitment to you does not end there. We strive to offer our clients the best possible service so that they become “clients for life”. We offer ongoing reviews and, of course, you are most welcome to contact us even when a review is not scheduled.

We appreciate that not all brokers are the same, but we aim to give you our help and experience with friendly, professional service.

We appreciate that not all brokers are the same, but we aim to give you our help and experience with friendly, professional service.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some forms of Buy to Let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some forms of Buy to Let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.

Steve Jascourt

Steve Jascourt

I am a qualified Mortgage Adviser and co- founder of HB Partners.

I have worked in Financial Services for over 30 years and for the last 25 years I have specialised in mortgages. 

Even after all this time, I still enjoy making that phone call to my clients to tell them that their mortgage has been approved. 

I am a qualified Mortgage Adviser and co- founder of HB Partners.

I have worked in Financial Services for over 30 years and for the last 25 years I have specialised in mortgages. 

Even after all this time, I still enjoy making that phone call to my clients to tell them that their mortgage has been approved. 

About Me

"I am very lucky to have a wonderful wife, two beautiful daughters and three cats.

I am a member of Rock Choir and the weekly rehearsals are a great way to unwind from the stresses of mortgage applications."

"I am a lifelong supporter of Leeds United."

Mildly interesting fact

In 2018, my wife and I drove the full length of Route 66 from Chicago to LA – all 2448 miles

Professional Qualifications

· Financial Planning Certificate: 1,2 & 3

· CeMap

· Chartered Insurance Institute: ER1 – Equity Release

About Me

"I am very lucky to have a wonderful wife, two beautiful daughters and three cats.

I am a member of Rock Choir and the weekly rehearsals are a great way to unwind from the stresses of mortgage applications."

"I am a lifelong supporter of Leeds United."

Mildly interesting fact

In 2018, my wife and I drove the full length of Route 66 from Chicago to LA – all 2448 miles

Professional Qualifications

· Financial Planning Certificate: 1,2 & 3

· CeMap

· Chartered Insurance Institute: ER1 – Equity Release

In 2007, Steve won the Mortgage Broker of the Year Award at the annual British Mortgage Awards.

"I have built up great relationships with lenders, both mainstream and also with private banks. My area of expertise is with £1m+ mortgages and high net worth individuals and my contacts with lenders are invaluable for this type of lending."

Whilst large mortgages are my specialism, I am equally happy to help all clients, whatever their mortgage requirements. Having been in this role for so long, I now find myself helping the children of my long standing clients with their property purchases. I call them my 2nd generation mortgages and apart from this making me feel old, it is a wonderful feeling.

In 2007, Steve won the Mortgage Broker of the Year Award at the annual British Mortgage Awards.

"I have built up great relationships with lenders, both mainstream and also with private banks. My area of expertise is with £1m+ mortgages and high net worth individuals and my contacts with lenders are invaluable for this type of lending."

Whilst large mortgages are my specialism, I am equally happy to help all clients, whatever their mortgage requirements. Having been in this role for so long, I now find myself helping the children of my long standing clients with their property purchases. I call them my 2nd generation mortgages and apart from this making me feel old, it is a wonderful feeling.

Mark Culham

Mark Culham

I am a professional Mortgage & Protection Adviser & Co Founder of HB Partners.

After more than twenty years in investments and finance, Mark teamed up with his great friend Steve to set up HB Partners. 

"With a career spanning over 25 years in finance, I have worked in Commodities Trading and Fund Management. I’ve also owned and managed companies in Investment Broking, Wealth Management and now Mortgage & Protection."

I am a professional Mortgage & Protection Adviser & Co Founder of HB Partners.

After more than twenty years in investments and finance, Mark teamed up with his great friend Steve to set up HB Partners. 

"With a career spanning over 25 years in finance, I have worked in Commodities Trading and Fund Management. I’ve also owned and managed companies in Investment Broking, Wealth Management and now Mortgage & Protection."

About Me

I’m married with four older children and two spaniels around which my life seems to strangely evolve. I’ve recently turned 50 which means I should be really looking at sports cars.​

Mildly interesting fact

I was a skiing instructor and a qualified masseur.

Favourite reads. Prisoners of Geography by Tim Marshall. Dull title – fascinating read. 

Whilst working, studying and relaxing I created a playlist. If you enjoy moody film scores, feel free to listen.  https://www.youtube.com/playlist?list=PLVFWmB2YXNdQREX3SZ54vZ2ja9scYjmdk

Professional Qualifications

· Chartered Insurance Institute: Investment Principles & Risk

· Chartered Insurance Institute: Mortgage Advice Level 3

· Chartered Insurance Institute: Financial Protection

· Chartered Insurance Institute: Financial Services, Regulation & Ethics

About Me

I’m married with four older children and two spaniels around which my life seems to strangely evolve. I’ve recently turned 50 which means I should be really looking at sports cars.​

Mildly interesting fact

I was a skiing instructor and a qualified masseur.

Favourite reads. Prisoners of Geography by Tim Marshall. Dull title – fascinating read. 

Whilst working, studying and relaxing I created a playlist. If you enjoy moody film scores, feel free to listen.  https://www.youtube.com/playlist?list=PLVFWmB2YXNdQREX3SZ54vZ2ja9scYjmdk

Professional Qualifications

· Chartered Insurance Institute: Investment Principles & Risk

· Chartered Insurance Institute: Mortgage Advice Level 3

· Chartered Insurance Institute: Financial Protection

· Chartered Insurance Institute: Financial Services, Regulation & Ethics

After more than twenty years in investments and finance, Mark teamed up with his great friend Steve to set up HB Partners. 

Getting a mortgage can be stressful and sometimes complex. It’s also possibly the biggest financial commitment most of us will ever undertake, which makes it essential to get it right. I like being the person people come to when that specialist help is needed.​

Protection planning for me personally is hugely important. When it comes to arranging personal or business protection, I don’t sell, and I don’t push. I listen, advise and recommend. My process is more about discussing and identifying financial risks and putting in place a plan to mitigate them with the best policy available at that time.

After more than twenty years in investments and finance, Mark teamed up with his great friend Steve to set up HB Partners. 

Getting a mortgage can be stressful and sometimes complex. It’s also possibly the biggest financial commitment most of us will ever undertake, which makes it essential to get it right. I like being the person people come to when that specialist help is needed.​

Protection planning for me personally is hugely important. When it comes to arranging personal or business protection, I don’t sell, and I don’t push. I listen, advise and recommend. My process is more about discussing and identifying financial risks and putting in place a plan to mitigate them with the best policy available at that time.

Feel free to contact us, should you have a Mortgage or an Insurance query

Feel free to contact us, should you have a Mortgage or an Insurance query

Simply enter your details below for us to help you.

By submitting information through this website, you have given your agreement to receive verbal contact from us to discuss your mortgage requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Simply enter your details below for us to help you.

By submitting information through this website, you have given your agreement to receive verbal contact from us to discuss your mortgage requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

What is 3 + 5 =

What is 3 + 5 =

Meet the Team

Meet the Team

Charlotte 

Administrator

Charlotte 

Administrator

Tonie

Office Manager

Tonie

Office Manager

Grant

Marketing Consultant

Grant

Marketing Consultant

Boo

Head of Wellbeing

Boo

Head of Wellbeing

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