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Common Commercial Mortgage questions.

Please contact us with your Mortgage query

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Ask our Support Team

How do I get a £1+ million mortgage? 

We have the expertise to arrange £1m+ mortgages which, by their nature, are complex and require specialist underwriting. 

What are the criteria for a Limited Company Mortgage?

A lender would require information on the income of the company, rather than an individual, making the process a little more complicated.

Can anyone obtain a Commercial Mortgage?

Commercial funding can be arranged for individuals, limited companies, partnerships, expats and experienced property investors.

Is it possible to get a Self Employed Mortgage?

We appreciate that self-employed borrowers may experience difficulties when applying for a mortgage. At HB Partners we have many years’ experience securing loans for the self-employed. Please contact us with your query.

What type of Commercial Mortgages do you offer?

We can help you to secure funds for purchasing or remortgaging either a property or piece of land, designated to be a business premises. Alternatively, we can assist you with financing your properties for your Buy to Let portfolio. 


Land for Development

Pubs, Hotels and B&B's


The Commercial Mortgage Process

Working with HB Partners



An informal introductory conversation

Your Mortgage Adviser will work with you to gain an understanding of your situation. Following this you will be referred to our Commercial Mortgage partner who will show you an overview of the options available.

Now that we know your circumstances, our Commercial Mortgage partner will look for the most appropriate mortgage product to meet your needs.

Our Expert Recommendation



Discover the right Commercial Mortgage for you

Our Commercial Mortgage partner will present the range of mortgage options available for your individual circumstances. When you are ready to proceed, they will apply for an agreement in principle from the selected lender.

Once the agreement in principle has been received, our Commercial Mortgage partner will submit the full application on your behalf. We manage all stages of the process, and keep you updated, right up to the mortgage completion.

Full Application

Commercial mortgages cover a broad spectrum of businesses and can be obtained to facilitate the purchase of a wide variety of business properties such as

What is 3 + 5 =

Commercial Mortgages

Helping you to compare and secure a commercial mortgage

Call us 01923 964160

If you would like us to refer you to our Commercial Mortgage partner, please call us on 01923 964160

Meet our Advisers

01923 964160


We can help you to secure funds to facilitate the purchase or remortgage of property or land, for a business to trade from or as part of a buy to let portfolio.


This is a loan secured on a semi-commercial property, i.e., one that has both a commercial and a residential element to it.


Most lenders require a deposit of 20-25%. However, in certain cases, we can help you to secure 100% of the commercial property value with additional security. Please contact us for more information.


If you have additional security, we can help you to secure 100% of the commercial property value.

Frequently Asked Questions

Our Commercial Mortgage partner is always ready to help.

If you have a specific question, click the button below, and we will do our best to answer this for you.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Most forms of Commercial Mortgages are not regulated by the Financial Conduct Authority

Why use us?

We provide expert professional advice to homeowners and first time buyers on mortgages, remortgages and buy to lets.

We have over 25 years' experience in the mortgage industry, offering a wealth of knowledge and the highest standards of professionalism. 

We are qualified to advise you on your equity release requirements.

We don’t sell. We listen objectively and identify financial risks which allow us to put in place the best insurance policy available.

Where necessary, we have direct access to senior underwriters in some of the biggest insurance providers in the UK.

We have access to technical insurance portals to analyse the best providers and policies across the whole of the market.

Get in touch

Your home may be repossessed if you do not keep up repayments on your mortgage

At HB Partners, we do not offer Commercial Mortgages. We have, however, partnered with a trusted whole of market Commercial Mortgage firm who specialises in this area. We have known this firm for many years.

Home > Mortgage > Commercial Mortgages

Mark Culham 

Adviser & Co-Founder

Steve Jascourt

Adviser & Co-Founder

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

“Arranging mortgages for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

What our clients say

"We strive to offer our clients the best possible service, so that they become clients for life.

Your feedback is valued, and by listening to you, our relationship becomes stronger"  

Please click here to see the full list of reviews

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