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Common Large Mortgage Questions.

Please contact us with your Mortgage query

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Ask our Support Team

Does a large deposit help get a mortgage?

In short, yes. A larger deposit will lower the monthly mortgage payments, as the loan value is correspondingly smaller. This will also give the borrower access to a wider choice of loans, with more competitive rates.

What type of Commercial Mortgages do you offer? 

Purchase or remortgage a property ,a piece of land or business premises. Alternatively, we can assist you with financing property purchases for your Buy to Let portfolio.

How much income do I need for a £1,000,000 mortgage?

Lenders will assess each case on its own merits.

How do I get a £1+ million mortgage?

We have the expertise to arrange £1m+ mortgages which, by their nature, are complex and require specialist underwriting. Please contact us for more information.

What are the criteria for a Limited Company Mortgage?

A lender will require information on the income of the company, rather than an individual, making the process a little more complicated. 


Buy To Let



The Large Mortgage Process

Working with HB Partners



An informal introductory conversation 

Your Mortgage Adviser will work with you to gain an understanding of your situation. Following this you will be shown an overview of the options available.

Now that we know your circumstances, we will look for the most appropriate mortgage product to meet your needs.

Our Expert Recommendation



Discover the right Mortgage for you

Your Mortgage Adviser will present the range of mortgage options available for your individual circumstances. When you are ready to proceed, your Adviser will apply for an agreement in principle from the selected lender.

Once the agreement in principle has been received, we will submit the full application on your behalf. We manage all stages of the process, and keep you updated, right up to the mortgage completion.

Full Application

At HB Partners we have the expertise to arrange £1m+ mortgages which, by their nature, can be complex and require specialist underwriting. Over the years we have built up extensive contacts in the private banking sector who can facilitate this level of lending for transactions such as:

What is 3 + 5 =

£1m+ Mortgages

Helping you to secure the right mortgage

Call us 01923 964160

If you would like to discuss a Mortgage, call us on 01923 964160

Meet our Advisers

01923 964160


We have access to several mortgage lenders offering competitive large mortgage loans with fixed and variable interest rates. Call us to find out the latest interest rates.


The larger your deposit, the wider the scope for lowering the interest rates on offer.


Large mortgages can be complex and require specialist underwriting. The extensive contacts that we have built allow us to introduce you to the best private lenders. 


Affordability is key with large mortgages. Lenders will look at your personal income in addition to your overall net worth.

Frequently Asked Questions

We're always happy to help. Please ring us with your query

If you have a specific question, click the button below, and we will do our best to answer this for you.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Why use us?

We provide expert professional advice to homeowners and first time buyers on mortgages, remortgages and buy to lets.

We have over 25 years' experience in the mortgage industry, offering a wealth of knowledge and the highest standards of professionalism. 

We are qualified to advise you on your equity release requirements.

We don’t sell. We listen objectively and identify financial risks which allow us to put in place the best insurance policy available.

Where necessary, we have direct access to senior underwriters in some of the biggest insurance providers in the UK.

We have access to technical insurance portals to analyse the best providers and policies across the whole of the market.

Get in touch

Your home may be repossessed if you do not keep up repayments on your mortgage

Home > Mortgage > £1m plus mortgages

What our clients say

"We strive to offer our clients the best possible service, so that they become clients for life.

Your feedback is valued, and by listening to you, our relationship becomes stronger"  

Please click here to see the full list of reviews

Mark Culham 

Adviser & Co-Founder

Steve Jascourt

Adviser & Co-Founder

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

“Arranging mortgages for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

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