Common Large Mortgage Questions.

Common Large Mortgage Questions.

Please contact us with your Mortgage query

Please contact us with your Mortgage query

Simply enter your details below for us to help you.

By submitting information through this website, you have given your agreement to receive verbal contact from us to discuss your mortgage requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Simply enter your details below for us to help you.

By submitting information through this website, you have given your agreement to receive verbal contact from us to discuss your mortgage requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

Does a large deposit help get a mortgage?

Does a large deposit help get a mortgage?

In short, yes. A larger deposit will lower the monthly mortgage payments, as the loan value is correspondingly smaller. This will also give the borrower access to a wider choice of loans, with more competitive rates.

In short, yes. A larger deposit will lower the monthly mortgage payments, as the loan value is correspondingly smaller. This will also give the borrower access to a wider choice of loans, with more competitive rates.

What type of Commercial Mortgages do you offer? 

What type of Commercial Mortgages do you offer? 

Purchase or remortgage a property ,a piece of land or business premises. Alternatively, we can assist you with financing property purchases for your Buy to Let portfolio.

Purchase or remortgage a property ,a piece of land or business premises. Alternatively, we can assist you with financing property purchases for your Buy to Let portfolio.

How much income do I need for a £1,000,000 mortgage?

How much income do I need for a £1,000,000 mortgage?

Lenders will assess each case on its own merits.

Lenders will assess each case on its own merits.

How do I get a £1+ million mortgage?

How do I get a £1+ million mortgage?

We have the expertise to arrange £1m+ mortgages which, by their nature, are complex and require specialist underwriting. Please contact us for more information.

We have the expertise to arrange £1m+ mortgages which, by their nature, are complex and require specialist underwriting. Please contact us for more information.

What are the criteria for a Limited Company Mortgage?

What are the criteria for a Limited Company Mortgage?

A lender will require information on the income of the company, rather than an individual, making the process a little more complicated. 

A lender will require information on the income of the company, rather than an individual, making the process a little more complicated. 

The Large Mortgage Process

The Large Mortgage Process

Working with HB Partners

Working with HB Partners

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An informal introductory conversation 

An informal introductory conversation 

Your Mortgage Adviser will work with you to gain an understanding of your situation. Following this you will be shown an overview of the options available.

Your Mortgage Adviser will work with you to gain an understanding of your situation. Following this you will be shown an overview of the options available.

Now that we know your circumstances, we will look for the most appropriate mortgage product to meet your needs.

Now that we know your circumstances, we will look for the most appropriate mortgage product to meet your needs.

Our Expert Recommendation

Our Expert Recommendation

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Discover the right Mortgage for you

Discover the right Mortgage for you

Your Mortgage Adviser will present the range of mortgage options available for your individual circumstances. When you are ready to proceed, your Adviser will apply for an agreement in principle from the selected lender.

Your Mortgage Adviser will present the range of mortgage options available for your individual circumstances. When you are ready to proceed, your Adviser will apply for an agreement in principle from the selected lender.

Once the agreement in principle has been received, we will submit the full application on your behalf. We manage all stages of the process, and keep you updated, right up to the mortgage completion.

Once the agreement in principle has been received, we will submit the full application on your behalf. We manage all stages of the process, and keep you updated, right up to the mortgage completion.

Full Application

Full Application

At HB Partners we have the expertise to arrange £1m+ mortgages which, by their nature, can be complex and require specialist underwriting. Over the years we have built up extensive contacts in the private banking sector who can facilitate this level of lending for transactions such as:

At HB Partners we have the expertise to arrange £1m+ mortgages which, by their nature, can be complex and require specialist underwriting. Over the years we have built up extensive contacts in the private banking sector who can facilitate this level of lending for transactions such as:

What is 3 + 5 =

What is 3 + 5 =

Meet our Advisers

Meet our Advisers

HOW MUCH IS A £1M MORTGAGE?

HOW MUCH IS A £1M MORTGAGE?

We have access to several mortgage lenders offering competitive large mortgage loans with fixed and variable interest rates. Call us to find out the latest interest rates.

We have access to several mortgage lenders offering competitive large mortgage loans with fixed and variable interest rates. Call us to find out the latest interest rates.

HOW MUCH DEPOSIT DO YOU NEED FOR A 1 MILLION POUND HOUSE?

HOW MUCH DEPOSIT DO YOU NEED FOR A 1 MILLION POUND HOUSE?

The larger your deposit, the wider the scope for lowering the interest rates on offer.

The larger your deposit, the wider the scope for lowering the interest rates on offer.

WHO ARE THE BEST PRIVATE MORTGAGE LENDERS?

WHO ARE THE BEST PRIVATE MORTGAGE LENDERS?

Large mortgages can be complex and require specialist underwriting. The extensive contacts that we have built allow us to introduce you to the best private lenders. 

Large mortgages can be complex and require specialist underwriting. The extensive contacts that we have built allow us to introduce you to the best private lenders. 

HOW CAN I GET A LARGE MORTGAGE?

HOW CAN I GET A LARGE MORTGAGE?

Affordability is key with large mortgages. Lenders will look at your personal income in addition to your overall net worth.

Affordability is key with large mortgages. Lenders will look at your personal income in addition to your overall net worth.

Frequently Asked Questions

Frequently Asked Questions

We're always happy to help. Please ring us with your query

We're always happy to help. Please ring us with your query

If you have a specific question, click the button below, and we will do our best to answer this for you.

If you have a specific question, click the button below, and we will do our best to answer this for you.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Why use us?

Why use us?

We provide expert professional advice to homeowners and first time buyers on mortgages, remortgages and buy to lets.

We provide expert professional advice to homeowners and first time buyers on mortgages, remortgages and buy to lets.

We have over 25 years' experience in the mortgage industry, offering a wealth of knowledge and the highest standards of professionalism. 

We have over 25 years' experience in the mortgage industry, offering a wealth of knowledge and the highest standards of professionalism. 

We are qualified to advise you on your equity release requirements.

We are qualified to advise you on your equity release requirements.

We don’t sell. We listen objectively and identify financial risks which allow us to put in place the best insurance policy available.

We don’t sell. We listen objectively and identify financial risks which allow us to put in place the best insurance policy available.

Where necessary, we have direct access to senior underwriters in some of the biggest insurance providers in the UK.

Where necessary, we have direct access to senior underwriters in some of the biggest insurance providers in the UK.

We have access to technical insurance portals to analyse the best providers and policies across the whole of the market.

We have access to technical insurance portals to analyse the best providers and policies across the whole of the market.

Your home may be repossessed if you do not keep up repayments on your mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage

Home > Mortgage > £1m plus mortgages

Home > Mortgage > £1m plus mortgages

What our clients say

What our clients say

Mark Culham 

Adviser & Co-Founder

Mark Culham 

Adviser & Co-Founder

Steve Jascourt

Adviser & Co-Founder

Steve Jascourt

Adviser & Co-Founder

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

"I get satisfaction about having ‘real’ conversations with people about why having the right cover in place is so important. I also take a lot of comfort from knowing that our clients are covered should the worst happen."

“Arranging mortgages for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

“Arranging mortgages for my clients impacts positively on their lives, and gives me immense job satisfaction. When a client returns for repeat business, or refers family and friends to me, I know that I have done a great job.”

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