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The cost of Keyman Insurance will depend upon the age of the life assured, state of health, lifestyle and family medical history. This is calculated together with term of the policy and the level of cover to be assured.

How old do I have to be to apply for an Equity Release mortgage?

Expert Advice

Speak to a Financial Adviser at HB Partners, as we are professionally qualified to explain how an Equity Release Mortgage works.

Flexible

A Lifetime Mortgage will allow you to release equity tied up in your home. Our advice is bespoke and tailored specifically to your circumstances.

Regulated

We are members of the Equity Release Council, the industry body for the UK equity release sector. All services provided by HB Partners are regulated by the Financial Conduct Authority.

Please contact us with your Equity Release enquiry

Simply enter your details below for us to help you.

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Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

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What is 3 + 5 =

This is a lifetime mortgage. To understand the features and risks to you, please ask for a personalised illustration.

Check that this mortgage will meet your needs if you want to move or sell your home, or if you want your family to inherit it. If you are in any doubt, seek independent advice

An equity release plan will reduce the value of your estate. It will not be suitable for everyone and may affect your entitlement to state benefits.

Do you wish to talk about Equity Release?

Do you have an Equity Release question?

Do you wish to find out more information?

Most Equity Release providers require all named applicants to be a minimum age of 55.

A Lifetime Mortgage, also known as an Equity Release Mortgage, allows homeowners to release equity that has built up in their property into tax-free cash, without having to sell their home
A Lifetime Mortgage will give you access to a lump sum payment that you can use for a variety of purposes, such as home improvements, gifts to your children or a holiday
Equity Release Mortgages have a no-negative-equity guarantee. This means that the balance on your mortgage will not at any time exceed the value of your property

The money released from an Equity Release Mortgage is paid to you tax -free.

There is no direct taxation to pay on the money released from an Equity Release scheme.

As you are borrowing funds against your home, there will be:

no Income Tax, as no income is being generated
no Capital Gains Tax, as you are not selling your property

Please contact us to arrange an obligation-free introductory call on 01923 964160

Your home may be repossessed if you do not keep up repayments on your mortgage

What is Equity Release?

Is releasing equity a good idea?

How much money can I have?

How does Equity Release work?

Taxation of Equity Release

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