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Is releasing equity a good idea?

Who is eligible to take out an Equity Release Mortgage?

UK residential homeowners over the age of 55

What is "drawdown"?

Drawdown is an option to allow borrowers access to pre-arranged funds. You may not need all the money initially, so you can set up a facility to draw on additional funds, as and when you need, without having to make a new application.

Do I have to make monthly repayments?

One of the main attractions of Equity Release Mortgages is that lenders will allow the interest payments to "roll up". 

This means that you do not need to make monthly repayments to the lender

Please contact us with your Equity Release enquiry

Simply enter your details below for us to help you.

By submitting Information through this website, you have given your agreement to receive verbal contact from us to discuss your Equity Release requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

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What is 3 + 5 =

This is a lifetime mortgage. To understand the features and risks to you, please ask for a personalised illustration.

Check that this mortgage will meet your needs if you want to move or sell your home, or if you want your family to inherit it. If you are in any doubt, seek independent advice

An equity release plan will reduce the value of your estate. It will not be suitable for everyone and may affect your entitlement to state benefits.

Do you wish to talk about Equity Release?

Do you have an Equity Release question?

Do you wish to find out more information? 

Equity Release is a good idea if you are looking to unlock tax-free cash tied up in your home. 

This can be achieved without the need to make monthly repayments.

Below are a few common uses of Equity Release funds: 

  • Home improvements, such as a new kitchen or conservatory
  • Gifting funds to your children or grandchildren to help them with their own property purchases
  • Holiday of a lifetime
  • Buying a new car 

We will: 

  • Discuss your circumstances with you, and establish a full understanding before proceeding
  • Present all available options to you
  • Research the market for the most appropriate Equity Release product to suit your circumstances
  • Always be available to address your questions and concerns about the process
  • Include your family in the process, should you so wish
  • Once you are comfortable with the recommendations we make, submit the application on your behalf
  • Manage all stages of the process on your behalf
  • Keep you updated all the way through to completion

Please contact us to arrange an obligation-free introductory call on 0203 926 6001

Your home may be repossessed if you do not keep up repayments on your mortgage

What is Equity Release? 

How old do I have to be to apply?

How much money can I have?

What can Equity Release be used for?

Our commitment

What you may wish to consider?​

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