Is a Medical Required?

Is a Medical Required?

Full payment

If the key person is diagnosed with a specified critical illness, such as 

  • Major Cancers
  • Stroke
  • Heart Attack
  • Coronary artery by pass Surgery

a full payment can be claimed by the business.  

Full payment

If the key person is diagnosed with a specified critical illness, such as 

  • Major Cancers
  • Stroke
  • Heart Attack
  • Coronary artery by pass Surgery

a full payment can be claimed by the business.  

Total Permanent Disability

If a key person is unable to carry out their role, due to injury or illness, a business can claim under a Total Permanent Disability option.

The claim will be assessed, based on the key person's ability to perform their own occupation or a number of work tasks

Total Permanent Disability

If a key person is unable to carry out their role, due to injury or illness, a business can claim under a Total Permanent Disability option.

The claim will be assessed, based on the key person's ability to perform their own occupation or a number of work tasks

Additional payments

If the key person is diagnosed with a serious, but not critical, condition, a lower sum may be payable. Such conditions include: 

  • Less advanced or invasive cancers
  • Partial loss of hearing
  • Partial loss of sight

Additional payments

If the key person is diagnosed with a serious, but not critical, condition, a lower sum may be payable. Such conditions include: 

  • Less advanced or invasive cancers
  • Partial loss of hearing
  • Partial loss of sight

Please contact us, should you have a Key Person Insurance query

Please contact us, should you have a Key Person Insurance query

Simply enter your details below for us to help you.

By submitting  information through this website, you have given your agreement to receive verbal contact from us to discuss your insurance requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Simply enter your details below for us to help you.

By submitting  information through this website, you have given your agreement to receive verbal contact from us to discuss your insurance requirements. You voluntarily choose to provide personal details to us via this website. 

Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

By submitting this data, I am consenting to the use of my data in line with our  Privacy Policy

What is 3 + 5 =

What is 3 + 5 =

A medical may be required, subject to the key person’s age and state of health, along with the level of cover being applied for. 

A medical may be required, subject to the key person’s age and state of health, along with the level of cover being applied for. 

In most places in the UK, medicals can be carried out by a nurse in the following locations for your convenience:

  • At the key person's workplace
  • In the key person's home

In certain parts of the UK, it may not be possible to organise a nurse’s visit, in which case a medical can be booked at the key person’s GP surgery.

In most places in the UK, medicals can be carried out by a nurse in the following locations for your convenience:

  • At the key person's workplace
  • In the key person's home

In certain parts of the UK, it may not be possible to organise a nurse’s visit, in which case a medical can be booked at the key person’s GP surgery.

Which critical illnesses qualify for payment?  

This assumes that a critical option has been taken up, as part of a Key Person policy.

Which critical illnesses qualify for payment?  

This assumes that a critical option has been taken up, as part of a Key Person policy.

Where do I go to attend a medical?

Where do I go to attend a medical?

Key Person Insurance is designed to provide funding to a business for the following, in the event of a key person suffering a critical illness or dying prematurely:

  • The recruitment and training of a replacement 
  • Supplementing profit loss
  • Replacing lost incomes, as a result of declining confidence of creditors and suppliers
  • Replacing lost incomes, as a result of the potential loss of customers

Key Person Insurance is designed to provide funding to a business for the following, in the event of a key person suffering a critical illness or dying prematurely:

  • The recruitment and training of a replacement 
  • Supplementing profit loss
  • Replacing lost incomes, as a result of declining confidence of creditors and suppliers
  • Replacing lost incomes, as a result of the potential loss of customers

Benefits of Key Person Insurance

Benefits of Key Person Insurance

Home > Keyman Insurance > Is a medical required

Home > Keyman Insurance > Is a medical required

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